* 25 and 50 satang (cent, copper colour) coins - nearly worthless and only readily accepted (and handed out) by supermarkets and 7-11s
* 1, 2 and 5 (silver colour) and 10 baht (silver/gold) coins
* 10 (brown - now very rare), 20 (green), 50 (blue), 100 (red), 500 (purple) and 1000 (grey-brown) baht notes
The most useful bills tend to be 20s and 100s, as many small shops and stalls don't carry much change. Taxi drivers also like to pull the "no change" trick; if caught, hop into the nearest convenience store and make a small purchase (or ask them for exchange).
ATMs can be found in all cities and large towns, and international withdrawals are not a problem. When using a debit card, an ATM will typically provide a much better exchange rate than a money exchange counter, and this is especially the case if you have a card that does not charge a transaction fee for overseas withdrawals (becoming common in countries such as Australia). ATMs are available at Bangkok's Suvarnabhumi airport (BKK) after collecting your bag and clearing customs, and while it is advisable to arrive with a small amount of baht if possible, you may want to obtain most of your cash from an ATM after landing
More remote areas (including smaller islands) don't have banks or ATMs, so cash or traveller's checks are essential. Many hotels and guest houses will change money for guests, but hefty commissions and poor rates may apply. US dollars in small bills (1s, 5s, and 20s) are invaluable for onward travel to neighbouring countries other than Malaysia, but are only useful in Thailand for exceptional purchases (eg paying visa fees for Cambodia).
Credit cards are widely accepted in the tourist industry, restaurant and shopping mall or widely used in Bangkok and major cities.
American Express Tel : (662) 273 5100 or (662) 273 0022
Diners Club Tel : (662) 238 2920 or (662) 238 2680
Master Card Tel : (662) 256 7326-7
Visa Tel : (662) 256 7326-7
Tipping :
Tipping is not a usual practice in Thailand although it is becoming more common. Most hotels and restaurants add a 10% service charge to the bill. Taxi drivers do not require a tip, but the gesture is appreciated and 10-20 baht is acceptable for porters.
Bargaining :
Fixed prices are the norm in department stores, but at most other places bargaining is to be expected. Generally, you can obtain a final figure of between 10-40% lower than the original asking price. Much depends on your skills and the shopkeeper's mood. But remember, Thais appreciate good manners and a sense of humor. With patience and a broad smile, you will not only get a better price, you will also enjoy shopping as an art.
V.A.T. Refunds :
Visitors entering the Kingdom on a tourist visa are entitled to refund of the 7% V.A.T. on goods purchased at registered retail outlets.
